How to Play Baccarat

January 9th, 2014

Baccarat is one of the games that was meant to be played in a casino. This game more then just about any other is about being social and rooting for the player to win. Most times at the high roller table, it is considered bad etiquette to bet against the player. When you get to the Mini Baccarat tables, this rule doesn’t apply as often.

There are two differences between the High Roller baccarat and Mini baccarat. First, the Mini baccarat table can only seat about half of the people and has only a single dealer compared to the multiple dealers present at the High Stakes baccarat tables.

Second, the gamblers at the tables will take turns being the Player at the High Stakes tables; this gives that player the chance to handle the cards and slowly reveal the cards as others root. In Mini Baccarat, the dealer handles all of the cards and there is less dramatics while playing a hand.

There are only two ways to make this become a successful online casino game:

1) Play at a Live Dealer Baccarat table over the internet.
2) Play with baccarat software that doesn’t deal the cards too fast.

Although I like Real Time Gaming (like Lucky Red Casino), the software deals the cards too fast and you don’t get a good idea of what to root for unless you are an expert. Therefore, it almost turns into a coin flip and isn’t very exciting for casual players.


I do like to play baccarat online with casino software creators like Net Entertainment, Playtech and Microgaming. Those three do a better job of giving you a few seconds between dealing the first two cards to the Banker and Player.

bet365-european-baccarat-dealerWhen it comes to playing at a Live Baccarat table, there is no place better than Bet365 Casino.

They offer both European Live Baccarat dealers and Asian Live Baccarat dealers as well.

When you play live baccarat, you are able to watch the dealer shuffle the cards and deal as if you were at the casino. This takes away the dreaded “payout percentage” that the computer software games are programmed with.

bet365-asian-baccarat-dealerThere may be a Random Number Generator that virtually shuffles the cards and produces a random hand each and every time.

But it is also true that these games have algorithms that determine when the House has won or lost too much money and adjusts the RNG to achieve that payout percentage.

That is why I prefer to play the Live Dealer baccarat tables. The cards are shuffled up and dealt; they aren’t randomly generated.

How to Play Baccarat

Finding a good place to play is important, which is why I took up so much of the post explaining my view on this subject. But, it is even more important to know why that critical third card is dealt to either the Player, Banker or both.

By this point, you should know that the object of the game is to bet on whether the Player or Banker will get a higher point total on a particular hand. Both the Player and Banker will be dealt 2 cards. Based on these two cards, the game can either continue or end right there.

If either the Player or Banker receives a point total of 8 or 9 in the first two cards, it is referred to as a Natural and the game will end without a third card being dealt.


If the Player receives a 6 or 7, the Player will stand and not take a third card. If the Banker has 5 or less, the Banker must take a third card.

If the Player receive 5 or less, the Player must take a third card. Based upon the Player point total, the Banker will either draw a third card or stand:

If the Player’s 3 card total is 8, the Banker will take a third card if he has 0, 1 or 2 and stand with 3 or higher.

If the Player’s 3 card total is 0, 1 or 9, the Banker will take a third card with 3 points or less.

If the Player’s 3 card total is 2 or 3, the Banker will stand with 5, 6 or 7 points.

If the Player’s 3 card total is 4 or 5, the Banker will stand with 6 or 7 points.

If the Player’s 3 card total is 6 or 7, the Banker will stand with 7 points.

The Dealer will always hit with 0, 1 or 2 and will always stand with 7 points.

You will find baccarat offered at most online casinos; however, I like some versions of online baccarat better than others. My biggest problem is usually with the speed that they flip the cards. For more baccarat tips and advice visit:

RTG's version of baccarat plays out way too fast and you barely get time to figure out what you need to win on your bet. Most European casinos like Bet365 have figured this out and have the cards flip over much slower.

Baccarat Strategy at the Casino

February 17th, 2014

In general, too many American gamblers have not taken full advantage of the game of baccarat. This is not a huge surprise, given the fact that the game seems to be geared more heavily toward a European sensibility. But it’s still unfortunate; because most stateside players absolutely love baccarat once they get a chance to check it out in a meaningful way. Thus, I think it would be wise to look at the game of baccarat in a bit of detail. This can be of tremendous value for players who are interested in learning but have not found the right opportunity.

As you probably know, there are a number of popular baccarat variations. For the sake of this article, let’s focus exclusively on the format known as Banque. Widely considered to be among the most sophisticated versions of the game, it takes a bit of time to master on any real level. Especially interesting is the option of being the “banker” in a game.

In Banque, the position of banker remains fixed. Three deck of cards are shuffled together. The banker is the player who decides to risk the largest amount. The banker takes his place midway down one side of the table, with the croupier facing him. On either side the banker are the punters, ten per table).

The banker deals three cards, the first to the player on his right, the second to the player on his left and the third to himself. Then three more in the same order. The five punters on the right win or lose by the cards dealt to that side and the five others by the cards dealt to the left side.

Any player may “go bank,” the first claim to do so belonging to the punter immediately on the right of the banker. A player going bank may either do so on a single hand or on two hands separately, one half of the stake being played upon each hand. A player going bank and losing can again go bank two more times.

A player who wants to hold the bank must play out one hand, but can quit any time afterwards. It is then open to any other player (in order of rotation) to continue the bank, starting with the same amount, and dealing from the remainder of the deck used by his predecessor. The outgoing banker takes the place previously occupied by his successor.

A breaking of the bank does not deprive the banker of the right to continue, as long as he or she has funds to replenish it up to the agreed minimum. If the banker loses, the croupier pays the punters in order of rotation as far as the funds in the bank extend. The banker has the option to declare the stakes accepted, putting up al necessary funds to meet them. Obviously, being the banker in a game of baccarat Banque comes with some major risks and potential rewards.

Playing Baccarat at an Online Casino

When you play the game of baccarat online, you will not have many of the options that players will have at the casino. Most online baccarat games are simply a single bet and single hand affair. Let’s say that you play baccarat at allpro casino, you will only be able to place a single wager on either the banker hand or the player hand. You will be able to place a second bet on the two hands tying.

You should always be aware that most online casinos will not allow you to play the game of baccarat when you are currently using a casino bonus. The primary reason for this is because the game has a very small house advantage. The banker hand does have a slight advantage over the player hand because the banker always has the option to draw last. Wagers placed on the banker has a 5% house advantage because there is a 5% commission placed on all wagers on the banker hand.

Baccarat Variants

February 12th, 2014

Baccarat is a very popular game that is played in casinos all around the world. It is a popular game because it is relatively simple and everyone can enjoy them. There are several different types of baccarat that people will play. This is based upon where in the world you are playing the game.

One of the things that remains constant between the different baccarat variations is the general object of the game, which is to wager on the hand that has the higher rank with 9 being the highest possible hand. The suit is not relevant to the winning hand. The Aces always count as 1 and the tens and face cards count as 0. The number in the tens column is always dropped so a card total of 18 is considered to be 8.

American Baccarat

This is the type of baccarat that can be found when you play at an online casino. The basic rules for this game can be found here. When you are playing baccarat online, you are basically playing a one-player version of mini baccarat, which is described below.

When you are playing baccarat at a casino, there are two basic version of the game: the high stakes baccarat tables and the mini baccarat tables. When you are playing in the high stakes section of the casino, you will be seated at a large table that has 14 seats and positions for 3 dealers. The seats are labeled with numbers between 1 and 15, with the number 13 removed for superstitious reasons.


In this version, each player will have the option to receive the Player’s cards in turn around the table. This player will be able to handle the cards, but this will not change the drawing rules for the player. This is primarily done for the suspense of the rest of the table. Each player will still be able to wager on the Player’s cards, the Banker’s cards, or Tie.

European Baccarat

European Baccarat differs from American Baccarat in two distinct ways.

The person who has control of the Player hand can make a decision whether to stand or draw with a two-card point total of 5. The Banker hand will still use the general rules for drawing the third card with a two-card total of 5.

Also, the casino will front the money for the Banker hand before the hand is played. Let’s say that the banker puts up $10,000 for the hand. If the first three players wager $2,000, $3,000 and $5,000, the other players won’t be able to bet on the current hand. If one of the players wants to match the Banker’s bet, he can say Banco. The rest of the players will not be able to bet on that hand.

Chemin de Fer

Chemin de Fer is fundamentally different from the other versions of baccarat. The players at the table will be playing against each other and not against the casino. The house will collect a fee from each of the players that have a winning bet.


There are two hands that are dealt at a time. The first hand is dealt to the Player and the next hand is dealt to the Banker. One of the players at the table must be the Banker and the players will take turns being the Banker. The person that plays the Player’s hand and the person that plays the Banker’s hand may draw a card regardless of the two-card point total.

Mini Baccarat

Mini Baccarat is the baccarat table that is not located in the high stakes section of the casino. The mini baccarat table has a single dealer and seats for up to seven players. The table limit for a mini baccarat game is usually around $10. This is compared to the minimum of $100 or more that is the table limit at the high stakes baccarat table.


The players will usually not have the option to handle the cards, unlike at the high stakes table. Otherwise, the drawing rules are identical to the regular American Baccarat game.

Reading Baccarat Roadmaps

November 25th, 2013

Baccarat players can be a very superstitious lot. If you need any evidence of this go visit any of the casinos in Macau, find a baccarat table (which isn’t hard…as most tables on any casino floor there are for baccarat) and watch the pantomime that unfolds.

Cards aren’t just received and accepted by players. They’re stabbed, blown upon and squeezed (a bizarre ritual where the card is slowly gradually revealed by the player by bending up sides and corners) in a fashion that suggests players believe that they can actually exert some kind of control over the cards dealt.

What you might also see, is some players diligently recording game outcomes with pad and pencil. If you managed to get a closer look at that pad, you’d see a series of circles and dashes arranged in grids. These are markings are sometimes referred to as baccarat roadmaps.

What are the Baccarat Roadmaps?

Baccarat roadmaps are basically a graphical representation of the games past outcomes.

Players experienced in reading the roadmaps are able to us them to spot any patterns that have emerged, with a view to gaining an advantage over the house in future deals. Now, as to whether past outcomes in the game of baccarat can help you gain an edge over the house is up for debate, but remember, your typical baccarat player is a superstitious animal and likely to believe this to be the case.

There are a number of roadmaps, each providing a different insight into game history. There’s the Bead Road, the Big Road, and the 3 others that are all derived from the Big Road: Big Eye Road, Small Road and Cockroach Road.

How they are constructed, and what exactly they tell you is a little more complicated. If you’d like to learn more there’s a great explanation of Baccarat Roadmaps here.

The fortunate thing is that while you may need to learn to read them, you will not need to learn how to construct them as these days most baccarat games (certainly online baccarat, including live) will automatically present the roadmaps for you.

I have already mentioned this once before in a post, but it is very important for you to understand. Most places that give a casino bonus will be for games likes slots, keno, scratch cards and maybe online casino games like blackjack and video poker. You will often not be allowed to wager on baccarat with bonus money.

Baccarat is Conducive to Betting Sytems

October 17th, 2013

As I stated in a previous post, there is no gambling system that is guaranteed to be a winning formula. With that said, Baccarat is a casino game that is very conducive to having some kind of betting pattern or system of betting.

The key to any betting system is not to take the system as gospel. You have a chance to win money by using some of the basic betting patterns, you just need to be very careful and utilize basic bankroll management techniques. If you try to use any betting system to the bitter end, you will eventually end up going bust.

For a game that does not afford great opportunity to use playing skill and game specific betting strategy, baccarat still returns fair odds and a reasonable House Advantage. With only three possible bets, the options to incorporate strategy are few; Yet, they are still there, none the less.

Possessing more elements of chance than other games like craps and its close cousin, blackjack, internet baccarat is a fast-paced game of close calls, large bets and frequently used bankroll systems like the Martingale.

Many players also try their hand at using software tutorials and in-depth playing strategies often sold by self-proclaimed baccarat hustlers for thousands of dollars. The majority of bettors and pros who play by the numbers do not put stock in these types of systems, but rather, advise players to first seek out a simple wagering strategy, which is the most surefire way a baccarat player can cut down the House Edge.

For instance, players should never make the Tie bet. Although the payoff is generous at 8 to 1, the bet is an unwise one to make, for the House Edge is a whopping 14% – Not good odds in the short and long run.

By sticking with the Player and Banker bets, you are keeping yourself within the best striking range possible. There are many players who keep score cards with them, which are designed for keeping track of cards and deciphering patterns.

While the card-counting aspect does help to bring down the House Edge somewhat (nothing like card-counting at blackjack however), spotting patterns is very caustic, and many baccarat players advise that doing so is not worth the time and effort.

A wagering system that some player may want to try at home first or on the computer is the 1-3-2-6 betting system that offers a 5 to 1 return. Similar, yet much safer than the Martingale System, the 1-3-2-6 strategy is a way of putting one’s already acquired profit to use in a safe manner much like that of investment banking.

You can try utilizing one of these systems by trying the fun play setting at a casino such as The one thing that I like about this website is that you can play Baccarat instantly from you web browser.

Basic Bankroll Management

You need to establish a bankroll if you are going to make a concentrated effort to win at Baccarat. First, you need to establish the amount of money in your bankroll. Depending on that amount, then you should set your unit size and loss limits accordingly.

If you have $1,000 in your bankroll, I would set the loss limits at $200 for the night. A 20% loss limit will prevent you from going all the way down and busting out during a night of gambling. There will always be days where the cards are shining on you and days where they storm on your parade; get out while the getting is good when you are on a losing streak and try again another night.

With that $1,000 bankroll, your typical unit should be between $10 and $25 dollars. I would say that your typical starting bet should be between 1% and 2.5% of you bankroll. If you are going to be using a system, you should base you unit on the top bet that you will make.

If you are using a system that has a 6x unit bet, you should make the top bet not much more than 7.5% of your bankroll. This would be a $75 bet if you have $1000. This would make a unit $12.5. You can round this up to $15 or down to $10.

The key to a successful system is to increase and decrease the size of your unit of betting on the fly to match your current bankroll. Use the percentages that are listed to give you the best chance for your system to work.